The Land Rover Series 2 Forum

Main Forum => General Discussion => Topic started by: 2286 on Sep 07, 2023, 12:49 PM

Title: Does having your vehicle featured increase insurance premium
Post by: 2286 on Sep 07, 2023, 12:49 PM
Does having your vehicle featured in a publication, magazine, book, film or tv increase your insurance premium.

I know wittends has graced the pages of LRO with the air portable and is well placed to advise.
Title: Re: Does having your vehicle featured increase insurance premium
Post by: Craig T on Sep 07, 2023, 12:54 PM
I don't see why it should.
My 109" was featured in LRO many years ago and B2L more recently but I never declared that on an insurance renewal and they never specifically asked so no, it made no difference.

If you rent your vehicle out for film work though, that is a different matter and probably requires special insurance which is using the vehicle for profit, not just social domestic and pleasure use.

Craig.
Title: Re: Does having your vehicle featured increase insurance premium
Post by: RobS on Sep 07, 2023, 01:07 PM
I've had a few vehicles in different mags, including George and it never had any impact on insurance, don't see why it should unless you give specific reference to security which the insurers would not be pleased about if it got stolen afterwards. 
Title: Re: Does having your vehicle featured increase insurance premium
Post by: 2286 on Sep 07, 2023, 01:18 PM
You mean where it is kept, how it is stored and where the keys are?

Have your feature vehicles/articles revealed the reg and vin.

The thrust of the story or usp would relate to the production build number.
Title: Re: Does having your vehicle featured increase insurance premium
Post by: Wittsend on Sep 07, 2023, 01:22 PM
No impact at all if you feature your vehicle in a magazine/TV show/or what have you.

Naturally you don't reveal your exact location.

Hiding reg numbers is a bit silly and not needed unless you are paranoid.

Different matter if the vehicle is for "hire & reward".


 :RHD
Title: Re: Does having your vehicle featured increase insurance premium
Post by: 2286 on Sep 07, 2023, 01:28 PM
Quote from: Wittsend on Sep 07, 2023, 01:22 PMNo impact at all if you feature your vehicle in a magazine/TV show/or what have you.

Naturally you don't reveal your exact location.

Hiding reg numbers is a bit silly and not needed unless you are paranoid.

Different matter if the vehicle is for "hire & reward".


 :RHD

Did you get the choice to appear with the vehicle or not in LRO

As I mentioned the build number is the usp of the story and even if the vin was not published it could be worked out from the vehicle wheelbase, engine and so on.

Your article was laning but assume a neutral location is used to protect owners actual?
Title: Re: Does having your vehicle featured increase insurance premium
Post by: RobS on Sep 07, 2023, 01:38 PM
Quote from: 2286 on Sep 07, 2023, 01:18 PMYou mean where it is kept, how it is stored and where the keys are?

Have your feature vehicles/articles revealed the reg and vin.

The thrust of the story or usp would relate to the production build number.
Yes details like that should not be published, certainly where the keys are kept.

As for the reg, always shown but not the vin number. All my articles were about the mark and how it developed (MR2 Roadster, Evoque) but George was more about the rebuild and why I did it so nothing that would give any security measures used.

Rob.
Title: Re: Does having your vehicle featured increase insurance premium
Post by: Wittsend on Sep 07, 2023, 01:58 PM
I've not done a lot of magazine shoots.

The few I've done, I've been behind the wheel etc. Down to the photographer & editor which pictures they use. Maybe I'm not photogenic.

Anyone can search the internet and find me, I've had an online presence since 1998. Not really caused me any issues.

Title: Re: Does having your vehicle featured increase insurance premium
Post by: Twomokes on Sep 07, 2023, 02:23 PM
I have had my 2a in LRO, LRM and Classic Land Rover, each photo shoot was in a neutral location and the information in the articles has compromised me or the vehicle in the intervening years. In a previous time I had a vehicle which was in magazines, advertising shoots an TV filming and never had any issues either.
Title: Re: Does having your vehicle featured increase insurance premium
Post by: Alan Drover on Sep 07, 2023, 02:54 PM
I, my dogs at the time and my Series 3 appeared in CLR in late summer 2014. I've still got the issue.
My various dogs have appeared in the CLR Pet of the Month feature several times along with the rear of the Land Rover.
Title: Re: Does having your vehicle featured increase insurance premium
Post by: Twomokes on Sep 07, 2023, 08:42 PM
Thinking on this more, two insurance companies are using images of my 2a to advertise their services, maybe I should see if they would give me an additional discount?
Title: Re: Does having your vehicle featured increase insurance premium
Post by: NoBeardNoTopKnot on Sep 08, 2023, 01:05 AM
Quote from: 2286 on Sep 07, 2023, 12:49 PMDoes having your vehicle featured in a publication, magazine, book, film or tv increase your insurance premium.


Ah, they do say the stresses and strains at the cusp of mega-stardom brings its own worries.


Title: Re: Does having your vehicle featured increase insurance premium
Post by: w3526602 on Sep 08, 2023, 09:37 AM
Hi,

I have read, albeit a very long time ago, that insurers do not like to to be likely to associate with the rich and famous, or people who drive fast or expensive cars. Its got something to do with possible injury claims from celebrities who rely on their public image, or potential loss of income.

Hmmm! My sister lives just down the road from "Maggy T's" house, and Walter Gabriel's dulcent "My old pal, my old beauty ..." used to waft over her garden fence. (East Dulwich)

602
Title: Re: Does having your vehicle featured increase insurance premium
Post by: GlenAnderson on Sep 08, 2023, 10:29 AM
The only way I could see it increasing premiums would be if the vehicle had become a "star car" in it's own right, and that the association with the film/tv programme had dramatically increased its value.

Something like the Jag in Inspector Morse, A genuine General Lee Dodge, or Herbie VW Beetle; I can't see a Land-Rover featured in a specialist magazine having its value increased at all.
Title: Re: Does having your vehicle featured increase insurance premium
Post by: Wittsend on Sep 08, 2023, 10:32 AM
... only in the owner's mind  :shakinghead
Title: Re: Does having your vehicle featured increase insurance premium
Post by: Alan Drover on Sep 08, 2023, 10:47 AM
I wonder what Vera's automatic 90 is worth. It's starred in every episode so far.
Title: Re: Does having your vehicle featured increase insurance premium
Post by: 2286 on Sep 08, 2023, 12:19 PM
Quote from: Twomokes on Sep 07, 2023, 08:42 PMThinking on this more, two insurance companies are using images of my 2a to advertise their services, maybe I should see if they would give me an additional discount?


Wittsend I recall you looking studious over a map laid on the bonnet so not just pictured behind the wheel.


Two Mokes That is an interesting point, should they pay you or the magazine royalties.  Who owns the intellectual property of the article and the images and do you sign away any control over how they may be used going forward and where.

602 No danger of getting lumped in with the fast and furious driving, until recently land rovers were low value too, but still lag classic car price gains.

I owned a Volvo 940 estate 2.4td 1996, I paid £500 for it and sold it due to lack of use soon after for £650 circa 2007.  The ones I have seen of late petrols sellers asking close to £8k

To be clear it was Margaret or Dennis were partial to the archers?  I did get exposure to it courtesy of my dad listening either the 2pm weekday or the weekend omnibus.  Eddy and clari and jo Grundy were the jokers in the pack.  I still tune in for old times sake but the line up and content is very different.

Title: Re: Does having your vehicle featured increase insurance premium
Post by: NoBeardNoTopKnot on Sep 10, 2023, 09:45 AM
Mine featured in a 1992 issue of Exchange & Mart. I've paid double premium ever since.