Insurance

[Peter Holden]

A bit of a question.

I have been asked by a new member about an insurance problem.

He has bought a land rover withaa Perkins Prima engine fitted and parabolic springs.  He is trying to insure it and the insurers want a report on the mods (I presume they mean an engineers report to show that the work has been done correctly - I have come across this before on kit cars). 

My own land rover has had an engine change and uprated brakes, both declared each year when I insure it, no one has ever asked for a report nor has there ever been any loading.

What are your experiences?

Peter

[diffwhine]

I've had to do quite a few of those reports over the years. Usually it's just a written statement on a workshop's headed paper (ideally a Limited company) stating what has been fitted and that in the inspectors view it is up to the required standard and is safe and fit for purpose.

Most of the usual insurance companies we use, don't request it as these are common conversions.

Maybe best to try another insurance company.

[Peter Holden]

Try a different insurance company was my suggestion or seek out their local series land rover specialist and ask for a report.

I could understand the request if the mods were something really radical like putting a Cummins 6BT under the bonnet but for a fairly standard engine and different springs it seems a bit like overkill.

Peter

[Alan Drover]

My Series 3 has had its 2.5 petrol engine and parabolic springs since early this century along with a Zeus front brake disc conversion. All has been reported yearly and Peter Best has just noted it with no loading or report required. The parabolic springs were renewed last year in a major suspension rebuild and that was reported.
I wonder if because of the Perkins Prima being a non Land Rover engine a report was required.

[Myles (Mr Fox) Davison]

I declared my spec when I asked for a guaranteed value, but that was it.

I insure mine through the kitcar specialist I've used for 20 years - they are obviously well versed in modifications etc. and the policy is underwritten by the same people as did my Caterham/Westfield.

At no point have I been asked to provide more than just a description/spec and a good set of photos - and I've *never* (even when I was regularly upgrading my Caterham) been asked for any kind of oversight of who did what, when and to what standard.

[Peter Holden]

Yes but any classic land rover insurer should be aware that it was a fairly commonconversion at the sime and since the capacity is less than the engine it replaced it shouldnt be an issue.

I will not name the company but they werent on my list for quotes.

I have had to send photos to support the agreed value


Peter